Floods have been recognized as the third most damaging factor globally in recent years, following earthquakes and tropical storms. Given that many cities are located in floodplains and coastal areas due to economic advantages, flood risk management has become a vital and essential topic in urban planning. The potential for flood damage in urban environments is extremely high, as river overflows, combined with the concentration of population and valuable assets, lead to widespread and significant losses. In this research, flood risk is defined as a function of hazard, vulnerability, and exposure, and the role of poverty in exacerbating flood risk is also considered. The research method is based on analyzing historical data and examining the social, economic, and cultural characteristics of urban areas prone to flooding. The results indicate that risk management strategies should be designed based on the cultural, economic, and developmental differences of various regions, and participatory management with the involvement of affected communities and stakeholders is of special importance. The innovation of this article lies in presenting a comprehensive and integrated framework for urban flood risk management that combines data analysis, civil engineering, and urban planning. This framework can increase urban resilience, reduce damages, and improve response to flood crises in urban environments.